Every interaction participants have with us should create an action — and get them that much closer to realizing their retirement savings goals.
Our participant website is a driving force behind increasing savings rates among participants.1 It gives them a personalized view of their estimated monthly retirement income, and it allows them to quickly and easily see where they stand, how far they may need to go and what steps to consider next.
The website experience
- Translates savings into estimated monthly retirement income
- Allows ability to easily model different saving scenarios
- Offers next steps to encourage increased savings
- Features one-click enrollment using personal information
- Provides a convenient way to adjust contributions
- Helps simplify planning for future healthcare expenses
Our mobile-optimized experience gives participants the ability to start saving for their future wherever and whenever they want.
1 Based on participant website usage data for the period January 1, 2013 - May 30, 2015; users are defined as participants who logged on to the website and moved the deferral rate slider at least once.
Not all product offerings and services are available in all states or to all plan sizes and types. Please contact your Empower Retirement representative to determine what is available for your situation.
By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates OptumHealth Financial Services, Inc., for this service. Great West Life & Annuity Insurance Company (GWL&A), or its subsidiaries or affiliates, is not responsible for the services offered by Optum. GWL&A, including its broker dealer subsidiary GWFS Equities, Inc. is not affiliated with Optum.
Not all features are currently available. Some features are under consideration and/or in development. Presented for discussion purposes; non-binding and subject to change without notice.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.
Investments are not FDIC insured, are not guaranteed by Optum Bank®, and may lose value.
The content of this communication is not intended as legal, investment or tax advice. Optum Bank is not a broker-dealer or registered investment advisor and does not provide investment advice or research concerning securities, make recommendations concerning securities or otherwise solicit securities transactions. Investments are self-directed, and HSA owners should read the prospectus carefully and consider their individual financial situation, goals and objectives along with the fund's investment objectives, risks, charges, expenses and fees before investing.
All Optum trademarks and logos are owned by Optum. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.
Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value| Not Insured by Any Federal Government Agency