Every interaction you have with us should help you get that much closer to realizing your retirement savings goals.

Our easy-to-use digital experience allows you to:

  • Register your account anywhere, anytime
  • Enroll with one easy click using your personal information
  • See an estimate of your monthly income in retirement
  • Plan for healthcare expenses and retirement savings with Empower HSA
  • Receive recommendations to help you reach your goals
  • View your estimated healthcare costs in retirement
  • See how your retirement savings compares with others

We go beyond what you'd expect because we know that the more dynamic your experience is, the more engaged you will be and the closer you'll get to reaching your goals.

Log in to take control of your retirement

Not all product offerings and services are available for all retirement plans. Please contact your employer to determine what is available to you.

By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates OptumHealth Financial Services, Inc., for this service. Great West Life & Annuity Insurance Company (GWL&A), or its subsidiaries or affiliates, is not responsible for the services offered by Optum. GWL&A, including its broker dealer subsidiary GWFS Equities, Inc. is not affiliated with Optum.

Not all features are currently available. Some features are under consideration and/or in development. Presented for discussion purposes; non-binding and subject to change without notice.

Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.

Investments are not FDIC insured, are not guaranteed by Optum Bank®, and may lose value.

The content of this communication is not intended as legal, investment or tax advice. Optum Bank is not a broker-dealer or registered investment advisor and does not provide investment advice or research concerning securities, make recommendations concerning securities or otherwise solicit securities transactions. Investments are self-directed, and HSA owners should read the prospectus carefully and consider their individual financial situation, goals and objectives along with the fund's investment objectives, risks, charges, expenses and fees before investing.

All Optum trademarks and logos are owned by Optum. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value| Not Insured by Any Federal Government Agency